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In Focus Africa: 101 Conversation on the Ground in Ghana

Researcher by Researcher
August 5, 2022
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In Focus Africa: 101 Conversation on the Ground in Ghana
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The Western African nation of Ghana forms a key piece in Africa’s thriving fintech ecosystem, with the Ghana Fintech and Payments Association remaining at the forefront of this journey. 

The Ghana Fintech and Payments Association is the foremost fintech hub in the Ghanaian ecosystem serving as the sole umbrella body seeking to promote the advancement of financial technologies and payment systems in Ghana.

Operating as a not-for-profit organisation with the vision of becoming the leading fintech governing
body, trusted advisor and facilitator of collaboration and growth of the fintech ecosystem in Ghana and
beyond, with innovation and research being our hallmark. The Association is well-positioned to serve
financial technology professionals, companies and start-ups, as well as other entities.

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The Association has seen rapid engagement and traction in terms of memberships and is continuously
growing each day as it aims to utilise credible partnerships to catalyse and drive the adoption of fintech and
payments across the region while protecting consumers in line with global standards.

To learn more about Ghana and its wider fintech ecosystem, watch The Fintech Times‘ Richie Santosdiaz speak with Martin Kwame Awagah, president of the Ghana Fintech and Payments Association below:

Ghana plays a large role in fintech in not only West Africa but the continent as a whole.

It is estimated that Ghana’s unbanked population remains to be under 60 per cent, presenting an opportunity for the generally low-middle income economy of Ghana, in particular with mobile money and telecommunications companies.

Like in much of other parts of Africa, Ghana’s fintech can be most visible to the public with respect to the popularity of mobile devices and mobile money specifically. The Bank of Ghana also reports that in 2021, there were 40.9 million registered mobile money accounts and 17.5 million active accounts (note in 2021 Ghana’s population according to the United Nations (UN) was just over 31 million people).

To read more about Ghana, visit here.



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